Packaged business insurance policies are suitable for a range of trades and professions of a variety of sizes
Packaged Business Insurance
Packaged business insurance policies are suitable for a range of trades and professions of a variety of sizes. They are designed to cover core business insurance covers with additional trade specific extensions and competitive package pricing.
Most major insurance companies will offer a selection of packaged insurance products for businesses:
- Offices
- Shops and Salons
- Hotels, Guesthouses & B and B’s
- Bars and Restaurants
- Property Owners
- Tradesman
- Contractors
Listed below is a variety of the standard and optional covers available on a packaged commercial insurance policy.
Generally speaking, further and more specialist covers are usually needed to complete business insurance protection solutions, for example, professional indemnity would be a statutory requirement for solicitors and accountants, and this would normally be issued under a separate insurance policy.
Typical Covers
- Property (Buildings & Contents)
- Stock
- Liability (Employers, Public & Products)
- Loss of Income
Optional Covers
- Equipment Breakdown
- Legal Expenses
- Travel & Personal Assault
- Directors & Officers
- Professional Indemnity
- Loss of Licence
- Deterioration of Stock
- Terrorism
- Cyber & Data
