We understand the difficulties that businesses face especially in today’s challenging economic environment.

We also know that all businesses are different and need insurance arrangements that are specifically designed around the variety of risks they face.

We have access to a wide range of packaged, tailored and bespoke insurance products across all classes of business. We will always spend the time to learn more about your business, and work with you to find the right insurance solutions you need.

Insurance is a legal responsibility in some cases, and a serious consideration in others. We will make sure your business is protected in key risk areas:

Property Insurances:

• Property Owners Insurance, Residential and Commercial
• Property Developers Insurance
• Office and Shop Insurance
• Hotels, Pubs, Restaurants & All Trades

Liabilities and Advice:

• Employers Liability
• Public and Products Liability
• Professional Indemnity
• Business Interruption

Motor and Transport:

• Fleet and Commercial Vehicle
• Haulage
• Motor Trade
• Fleet Risk Management

Cyber, Financial and Management Liability:

• Cyber Risks
• Technology Risks
• Directors and Officers Liability

Protecting Your Employees:

• Business Accident and Travel
• Key Person Insurance
• Private Medical Insurance
• Employee Health and Wellbeing (with link to My Health Connect)

The Insurers We Use
Our corporate insurance panel covers the whole of the market and allows us to examine all available options to secure the right covers for you.

Our broking team has access to companies from mainstream insurers through to niche, London Market and specialist providers of products for particular trades, industry sectors or individual business requirements.

We understand how to align corporate client needs to the best and most appropriate cover available – and to give you peace of mind.

Advice Not Price
From the mid-1980s, the Private Motor insurance market moved inexorably away from brokers and towards direct marketing insurance companies, which is what it had been mostly until the mid-1960s. Whilst the lack of a broker may give rise to pitfalls even in this relatively simple connection, the relationship that pertains with corporate insurance is a complex one.

Is there a website anywhere in the world into which an SME client can venture, discover what range of covers the client may require, receive quotations from a range of large general and/or small specialist insurers, obtain advice on which ones best suit the client’s needs, negotiate with said insurers over the price and carries PI insurance in case the website should inadvertently make a mistake.

Simply, no. Not now, not ever.

Help and Support
In days gone by a broker could not put more than a certain percentage of their business with a particular insurer; which was a good thing.

Nowadays many so called ‘brokers’ are actually owned by insurers or have been invested in by Private Equity and are servicing so much debt that they are forever tempted by the highest commission rate, particularly in respect of commercial business.

Not so with us – Our role is solely to work hard for you, to give you the very best help and advice we can – at a cost-effective price.

Need advice or would like a quote – please give us a call or complete our online form and we will call you back.